FAST PAYDAY LOANS UP TO $1,000
In America, among 220 million credit scorable people, 68 million have poor scores or bad credit. This means that more than 31% of the population has a bad rating. What is more significant, only 1.2% have a perfect credit score.
Every fourth American does not know his credit ratings. If you have a score of lower than 650, you are considered problematic, if your score is 700 -750: you’re good to go. The question of fairness between 0 and 650 or 700 and higher we will leave to the banks. The following table describes factors that influence your credit score but what if you don’t have proper credits?
|Defaulting on payments||Unpaid Credit Card Bills (also, you will be inevitably charged after a couple of months).|
|Late Payments||If you delay the payment, your credit rating will automatically go down by 35%.|
|Collection Accounts||Collectors can sell your account to a third party and then, they start the terror of contacting your family, workplace, and friends with the goal of getting money from you.|
|Bankruptcy||Once you complete the bankruptcy form, your score is merely dead.|
|Foreclosure||Similar to defaulting on a loan but with a high risk of losing your house.|
|Judgments||An unpaid judgment is even worse than a paid one. Once the creditor sees that you had issues with the court: the credit score goes down|
Applying for an emergency loan from the bank might be an idea that you will regret in the future:
As a result, more than 60% of Americans have to take pain killers and visit a therapist due to problems with a bank or other financial problems. But you always have a choice.
Payday loans are emergency loans created for people in need of cash. It is an unsecured loan (means you do not put your house or car up as collateral, in case of failing to pay back the loan) that is supposed to be repaid on your next payday. We do not mention your salary day as the source of money is not that important: you can pay from your part-time job, pension, or any other source of income.
Personal loans for bad credit situations are the best solution for people with bad credit. It can help them to get past financial situations. The lenders for payday loans understand that no one can predict the emergency situations. There are no limits from lending companies for helping clients, whether they have good or bad credit.
Many studies highlight that the issues of debt are more common for poor people. As a result, these people are likely to have a low credit rating. It does not mean that that you do not deserve the support for money in the emergency situation if you do not have a thousand dollars in your pocket.
Only 37% of people try to borrow from their families or friends. The actual percentage of who gets help might be even smaller. Yet, there are no statistics.
Our service offers payday loans for customers who need financial assistance even if they have a bad credit history. The criteria of one’s credit rating do not influence our decision and willingness to help.
More than 90% of users of payday loans agree that using short term loan is convenient. It is a useful tool in the consumer credit market that provides financial help to people who are in urgent need.
It is okay to have a bad credit rating. Usually, lenders look at the following expense to see if a customer can pay back the loan or not: rent or mortgage cost, utilities, food and transportation, credit expenses.
After deductions, the lender can establish the approximate amount that you can repay. Indeed, your living expenses does not mean that you are not allowed to take the loan. You can negotiate some of the expenses. The final goal is to provide a comfortable amount for both parties, so in the end, the customer does not get into the more financial whole.
There are certain advantages for bad credit customers who apply for a payday loan online:
The most common reasons for those who take payday loans with bad credit are:
|Loans for Bills||Bad Credit||Approved|
|Loans to Pay The Overdraft||Bad Credit||Approved|
|Loans for Mortgage Repayments||Bad Credit||Approved|
|Loans to Pay Unexpected Debt||Bad Credit||Approved|
|Loans for a Medical Emergency||Bad Credit||Approved|
|Loans to Help with Bad Credit||Bad Credit||Approved|
|Avoiding Embarrassment (instead of lending from family members)||Bad Credit||Approved|
|Loans for Debt Consolidation||Bad Credit||Approved|
All of these cases are approved for taking personal loans even with bad ratings. If an emergency loan is important for you, we are not here to judge you and your credit rating! We are willing to help connect you to the lender with the most suitable terms and conditions for you.
First, if you are not sure, you can apply and get feedback from a consultant without having any obligation or any effect from your credit score. We are allowed to do this as lenders are only allowed to perform a soft search and check your application. It leaves no marks on your credit history, and neither bank nor other lenders can see it. In our service, we minimize the effects of lenders or borrowers, we take care of all communication and financial processes: the first step of filling out the application is on you.
The whole procedure can last less than 24 hours; that is why payday loans online are the fastest way to obtain cash. Once again, there is no obligation regarding when you can apply for a payday loan, and no credit records are taken.
The following table makes a comparison example of the same steps and processes found at your local bank, shop, and online service for payday loans for bad credit.
|Processes||Bank||Shop||Payday Loan Online Service|
|The fastest way to get cash||Up to 2 weeks||Up to 3-4 days||Fast (around 24 hours)|
|Credit Score Check||Yes||Possible||No or Soft one|
|Does your credit score effects on loan?||Yes 100%||Yes, can get higher interest rates||No|
|Keeping a record after getting approved||Yes||No||No|
|Application process||More than 2 hours||Up to 1 hour||5 minutes|
|Can influence on your assets||Yes||No||No|
Our service helps thousands of people with bad credit in emergency situations. For years, we have been building a base of lenders who have better rates, soft checks, and have gained trust amongst our borrowers. We take responsibility for any credit rating: excellent, good, poor, or bad.
By using our service, we can guarantee:
Relief yourself, your family and friends from financial stress! Get help right now! Contact us for more information or consultation if needed!
You can apply with any credit rating or even without any. Our service provides loans to any customer. You must be the legal age, a citizen of the USA, and have a legal phone number and account for money transfers. If you have it, you are good to go.
Depending on the time when you applied, you can get cash by the next day or on the same day. We try to provide you emergency cash help as soon as possible.
The interest rate for payday loans is verified by individual states and is not based on your credit score. Some lenders and services might ask for more, but we promise to be fair. We value customers, not their scores.
No, you do not! A guarantor is usually needed in the bank when they check your score. As we do not do strict credit card history checks, we do not ask you to provide information about the third party.
We are a 100% proven and licensed service. We have lenders that we have worked with for years and are ready to match you with one. We are working to meet your needs and preferences! Please contact one of our consultants to check the legal rules in your state.